Bighorn Mortgage Group is a full-service Colorado brokerage built on a simple idea: every borrower deserves expert guidance, honest advice, and a team that actually shows up. Whether you are buying, refinancing, or investing, we find the right loan from hundreds of programs across dozens of lenders.
"He breaks down a complex transaction into plain language. I wouldn't be an investment property owner without Jason's help."
Bighorn Mortgage Group is a full-service brokerage based in Sedalia, Colorado, built on a straightforward mission: guide every client to the right loan with honesty, expert advice, and a level of service you cannot get from a call center or a big bank.
Our team brings over 22 years of mortgage and lending experience across every major loan type. As a true broker, we are not limited to one lender's products. We have wholesale access to hundreds of programs across dozens of lenders, which means we shop the market on your behalf and fight for the best terms available for your specific situation.
"Our mission is to guide Colorado home, one loan at a time, serving every client with honesty, integrity, and competence, and making sure every borrower understands the why behind every number and decision."
Jason Staadt, Owner and Expert Mortgage Concierge, leads the Bighorn team with the same commitment he brings to everything else. He serves as a Firefighter, EMT, and Training Officer with West Douglas County Fire Protection District. Off the clock, he is an avid outdoor enthusiast with a huge passion for dirt biking through the Colorado mountains and backpacking the backcountry. That grit and love for this state runs through everything Bighorn does.
Five promises we make to every client on every transaction.
Wholesale access to hundreds of programs with a plan built specifically for you.
Relationship first. Guidance and support that goes well beyond closing day.
You understand the why behind every number and decision before you sign anything.
We optimize for your goals, not a product or a commission target.
Deep Colorado community ties backed by national lending strength and access.
Unlike a bank limited to its own shelf of products, Bighorn Mortgage is a full-service broker with wholesale access to dozens of lenders and hundreds of loan programs. We shop the market on your behalf and match you with the best rate, terms, and structure for your specific situation.
Purchase or refinance with competitive rates, flexible terms, and down payments as low as 3%. The broadest flexibility on property types and loan structures.
Purchase | Refinance | InvestmentGovernment-backed with lower down payment requirements and more flexible qualifying. A proven path for first-time buyers and borrowers rebuilding their credit profile.
3.5% Down | First-Time Buyers | Flexible CreditHonoring those who served. Zero down payment, no PMI, and some of the most competitive rates available, exclusively for veterans and active duty military.
Zero Down | No PMI | Veterans and Active Duty100% financing for rural and suburban properties in eligible areas. Lower mortgage insurance than FHA with no down payment required for qualifying borrowers.
No Down Payment | Rural and Suburban PropertiesAsset-based lending for investors who need speed. When traditional financing does not fit or time is short, hard money closes fix-and-flip and bridge deals fast.
Fix and Flip | Bridge | Fast CloseNon-QM solutions for self-employed borrowers and investors. Qualify on cash flow, not tax returns. Built for borrowers traditional banks cannot accommodate.
Non-QM | DSCR | Self-Employed | InvestorsLower your rate, tap equity, shorten your term, or switch from an ARM to fixed. We run the numbers and tell you straight whether a refi makes sense. No pressure, just the math.
We walk you through every step. No 800 numbers, no surprises, no runaround.
We review your goals, income, assets, credit, and monthly comfort zone. No pressure, no obligation.
We build your approval the right way so you shop with confidence and write stronger offers.
Once you find the home, we align the loan plan with your contract timeline and keep things on track.
We manage conditions, coordinate the timeline, and keep you informed all the way to closing.
When you work with Bighorn Mortgage, you work with a team that treats your loan like it matters, because it does. No 800 numbers, no processors you have never met. You get real people who know your file, answer your questions, and pick up the phone when you call.
"Jason at Bighorn is the best. Highly recommended if you are looking to purchase or refinance. He breaks down a complex transaction into plain language."
"I wouldn't be an investment property owner without the help and guidance of Jason at Bighorn Mortgage Group. He made the whole process clear and straightforward."
Reach out directly. No form required. Call or email and get a straight answer today.
(303) 660-0822Free guides from our team to help you move forward with confidence. No fluff, just the information you need.
LTV, DTI, credit profiles, down payment strategy, cash-to-close planning, and what to prepare before you apply. Everything you need to walk in ready.
PMI is not forever and escrows are not extra fees. Learn what makes up your full monthly payment and your total cash to close with no surprises at the table.
Avoid the most common mortgage mistakes. What documents you need, what to steer clear of, and how to position yourself for the strongest pre-approval possible.
Fill out the form and our team will be in touch within one business day. No obligation, no pressure. Just a straight conversation about what is possible.